Bronze, Silver, Gold and Platinum are metal levels used to describe how you and your health insurance plan share medical costs. Bronze plans generally have lower monthly premiums but higher costs when you receive care. Silver plans offer a balance of monthly premiums and out-of-pocket costs, while Gold and Platinum plans generally have higher premiums but lower costs when you need care. Metal levels don't reflect the quality of care. If you qualify for cost-sharing reductions, choosing a Silver plan can help you save even more.
If you lose Medicaid coverage because you no longer qualify, you may be eligible for a Special Enrollment Period to get health insurance through the ACA Marketplace. You may also qualify for financial help to lower your monthly premium. Florida Blue offers individual and family health plans to fit different needs and budgets, and our licensed agents can help you explore your options.
Supplemental health insurance provides extra financial protection beyond your regular health plan. Depending on the coverage you choose, it can pay cash benefits if you experience a covered accident, serious illness or hospital stay. You can use these benefits to help with medical bills, household expenses or other unexpected costs. Supplemental insurance doesn't replace your primary health insurance, but it can help you prepare for life's unexpected challenges.
Yes. Blue Cross Blue Shield Global Solutions℠ offers international health insurance for people traveling, working, studying or living outside the United States. Coverage options include single-trip and annual multi-trip plans, as well as plans for longer stays abroad. These plans are designed to help you access medical care while you're outside the country, so you can travel with greater peace of mind.