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Better dental benefits, better health for your employees

Preventive oral care can help people maintain a healthy mouth — and body. That’s why we offer your employees affordable, essential dental insurance benefits that will help them stay healthy and within budget. BlueDental insurance plans give you the flexibility to offer your employees a variety of options. Our dental and medical insurance options also work together to promote better health.

Child smiling in dentist's chair

A strong dental offering

  • We have the local expertise to ensure that our networks include only fully credentialed, preferred providers which improves an employee’s care experience and protection.

  • Our dental insurance options feature a large and growing PPO network in Florida and nationwide.
  • We offer a two-year rate guarantee for all new dental groups.
  • There are no waiting periods on any BlueDental insurance plans.

More savings

  • BlueDental ChoiceSM and Choice Copayment PPO plans feature top-rated effective discounts in Florida.1 Effective discounts are the most important measure of a network — they reflect the actual savings that businesses and their employees realize through their group dental insurance plans.
  • Our Oral Health for Overall HealthSM program helps employees with eligible medical conditions affected by oral health get significant medical cost savings.2 They are enrolled in the program based on their medical claims from their Florida Blue health insurance plan. This is a unique offering that stand-alone dental plans can’t provide. We actively identify and proactively engage these members so that they understand and use the program’s services.
  • Employees can get discounts on cosmetic and orthodontic services from our network of participating providers.3 They can also take advantage of special preferred rates offered by Byte® Clear Aligners,⁴ a convenient, at-home treatment for straightening teeth.
  • Our Maximum Rollover benefit allows employees to save a portion of their unused benefit dollars for use the following year. This gives them added security to cover the cost of unexpected dental costs in the future. Our plans offer one of the highest rollover amounts of any dental carrier in Florida.⁵

Medical-dental integration

In addition to the Oral Health for Overall HealthSM for employees:

  • You can easily enroll and administer your Florida Blue medical and dental insurance plans, and your employees can make their insurance selections using our web-based enrollment tool, EnrollPoint.

Learn more about how dental screenings are some of the most important preventive care services — not only for the health of one’s mouth, but these exams can also detect diseases like diabetes and hypertension early.

Contact your Florida Blue representative or agent for more information or visit


Dental plans are offered by Florida Combined Life Insurance Company, Inc. (FCL), an affiliate of Florida Blue and an Independent Licensee of the Blue Cross and Blue Shield Association.

1 Milliman Research Report: “2022 Dental Actuarial Analytics PPO Network Study,” (2023, June). Our BlueDental ChoiceSM Copayment and Choice PPO networks are ranked No. 1 and 2 in Florida for effective discounts.

2 Borah, BJ., Brotman, SG., Dholakia, R., Dvoroznak, S., Jansen, MT., Murphy, EA., Naessens, JM. (2022, March). “Association Between Preventive Dental Care and Healthcare Cost for Enrollees With Diabetes or Coronary Artery Disease: 5-Year Experience.” Compendium 2022:43(3):130-139.

3 Certain dentists have voluntarily agreed to offer a 20% discount off their usual charge for non-covered cosmetic or orthodontic services. These dentists are identified by an affiliation to either the Cosmetic Dental Discount Program or Orthodontic Discount Program. Because these dentists are neither contractually nor legally bound to offer these discounts, we recommend that you contact the provider to inquire about the continued availability of any discount prior to scheduling an appointment.

⁴ Byte® is an independent company that offers a convenient, at-home treatment for straightening teeth.

⁵ Based on collected 2022 internal data on file.

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