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Life insurance policies for employees

Life insurance is important for giving loved ones a secure future if something unexpected should happen. We’ve partnered with Florida Combined Life¹ and USAble Life² to offer Group Term Life insurance products with affordable premiums and flexible options designed to provide security and peace of mind while protecting your greatest asset — your employees.

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Our employer life insurance policies

Basic Group Term Life

Group Term Life insurance helps provide employees with peace of mind that they will be able to meet their financial commitments and provide their family financial stability should a loss of life occur. This plan includes a waiver of premium in the event the insured employee becomes disabled.

Voluntary Life

Voluntary Life gives employees the option to elect higher amounts of life insurance protection at a reasonable cost with the bonus of accelerated living benefits. In certain circumstances, employees can continue their coverage for themselves and their covered dependents if they change jobs.

Dependent Life

Dependent Life gives employees the chance to further protect the financial future of their loved ones. It is available for up to 50% of an employee’s Basic Term Life amount. In the event of a tragedy, benefits are paid regardless of the time or cause of death.

The ancillary insurance benefits discussed herein are offered in separate policies.

This is a brief description of USAble Life’s ancillary Insurance coverage. This is not an insurance policy. The ancillary insurance policies discussed herein have exclusions, limitations, benefit reductions, and other terms governing renewability and termination. For costs and complete details of coverage, please contact your Florida Blue Representative.

¹ Small Group Life is offered by Florida Blue Combined Life, an affiliate of Blue Cross and Blue Shield of Florida, Inc., D/B/A Florida Blue. These companies are Independent Licensees of the Blue Cross and Blue Shield Association.

² Florida Blue is an Independent Licensee of the Blue Cross and Blue Shield Association. Supplemental, Life, and Disability products are offered by USAble Life. USAble Life is an independent company and operates separately from Florida Blue.

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